Terms of Service

Last updated: June 21, 2026

Welcome to HomeWiseCalc ("we", "us", or "our"). By accessing or using our website homewisecalc.com and its calculators (the "Service"), you agree to be bound by these Terms of Service. If you do not agree, please do not use the Service.

1. Use of the Service

Our calculators are provided free of charge for your personal, non-commercial use. You agree not to misuse the Service, attempt to disrupt it, or access any part of it through unauthorized means.

2. No Professional Advice

All results, content, and information provided on this site are for general informational and educational purposes only. They do not constitute financial, lending, legal, tax, or professional advice. You should consult a licensed professional before making any financial decision.

3. Accuracy of Information

The results generated by our calculators are estimates based on the information you provide and certain assumptions. We do not guarantee the accuracy, completeness, or reliability of any result. Actual figures may differ significantly.

4. Intellectual Property

All content, design, code, and materials on this website are owned by HomeWiseCalc and protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written permission.

5. Third-Party Links & Advertisements

Our site may display advertisements and links to third-party websites. We are not responsible for the content, products, services, or privacy practices of any third party. Your interactions with advertisers are solely between you and the advertiser.

6. Limitation of Liability

To the fullest extent permitted by law, HomeWiseCalc shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of, or reliance on, the Service or its results.

7. Changes to These Terms

We reserve the right to modify these Terms at any time. Continued use of the Service after changes are posted constitutes your acceptance of the revised Terms.

8. Governing Law

These Terms are governed by and construed in accordance with the laws of the United States, without regard to conflict-of-law principles.

9. Contact

If you have any questions about these Terms, please contact us.